I'm pretty sure every cleaner everywhere hates making bunk beds, as that adds time and complexity  There will be extra hair and possibly more if you allow pets. 

However, they provide a time period to fix this - ie usually 30 days. 

Especially during this time of challenging inventory issues...

I'll bet you a cup of coffee no one has working keys.

keep going after it. run lots of numbers and do a lot of underwriting. feel free to reach out at any time if you need help in your market. these properties that are 3 units are rented and then a cash out refinance that not only makes money but returns full capital to the investor on DSCR loans similar to the interest rate you mentioned above. 

I saw Rod Khleif - Life Time Cash Flow Podcast is now offering Multifamily coachingOne on One  $14,900 one time and $1900 a month. 

Business growth - master one market vs. trying to be everywhere. 

i would love to buy a 3-4 unit that could both reduce my cost of living and cash flow. move out and redo the process a few times every year. 

You only get one shot at retirement so I'd highly advise at least having a conversation with a financial planner.

@James Enyeart best option is the one giving you the most control.So, see who consider a land contract or lease-to-own.