And for that majority, there is hope.

They will give you a few minutes of their time and tell you if their products are right for you.

@Nicole ShoafYou are correct and have equity locked up in those units, a good lender can give you options on HELOCs or other loan products that could help get some equity out without selling.

What I did get, was on a marketing email list that sells their other virtual products.

I was able to move out of my parents house in an expensive market by using the other unit rent to cover the majority of the expenses.

Individual High Net Worth Borrowers (With Prior Experience As Multifamily Debt Broker): We have a few mom & pop clients who previously worked as multifamily debt brokers at major shops like Berkadia, CBRE, JLL, Walker & Dunlop, Etc.

Fortunately, all major capex are in great shape (roof: 5 years, AC: 3 years, siding: 6 years).I just wanted to say a big thank you to the BiggerPockets community! 

I would confirm by seeing the product then going out and checking comparables in that market that have sold. 

You need an income that meets three requirements:Rents increase faster than inflation to offset constantly rising prices.It must be reliable; it continues even during economic downturns.It must last throughout your lifetime.These are all long-term requirements, so the current interest rates are not the major issue.

When was it built, and how old are the major systems?