Also, out of the 250+ loans I have with Prosper 6 (YES, SIX) are already late...within the first 1-2 months...so let's just assume that $150 is lost (if someone cannot make their first one or two loan payments I doubt they will make the next 3-5 years worth of payments)...so out of the 6k I initially invested my Prosper account is currently worth $6,142 and change (and I have not removed a penny from the initial 6k invested). 

Good Afternoon BP,I’ve been away for a while as the birth of my first child took priority.

Shoot me a message if you would like some more info, I think we will have our next one in mid to late January.

I am swamped right now with my rental renovations & furnishings I am finishing up plus I typically work late, so I haven't been able to make it much lately.

In fact, some of them have been in the news lately and popped up on the foreclosure list as they are in trouble financially as well. 

In my area, they actually require a little more than the local municipality and lately have been especially strict on cracked paint because they were recently sued and lost.

It's too late after closing for me to help them, but if they had reached out before I could have easily prevented that situation for them.

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

And if you go under contract as an individual, can you then JV with another investor or is it too late?

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.