I was house hacking a duplex with a VA loan and there were some beams that needed to be put up in the basement.

Maybe a DSCR loan?

That will be a big factor with regards to whether you can qualify for a DSCR loan or not. 

Quote from @Eric Huntermark: Additionally, as I'm thinking about conventional loan products as well.

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

Then I refinance it with a long-term DSCR loan.

I only wanted to clarify that almost everyone who mentions their equity means “cash after paying off their loan”, not their gain.

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I want to find a way to get a revolving line of credit, or hard mony loan for this trailer house w 4 acres above.

To offer up a personal example, I am working on a project with a 70/30 split where I took down the entitlements without any LP equity (although I did use some bridge dequity who I took out after permits were obtained) and my LP partners did not wire me funds until 2 days before the construction loan was originated.