The math still does not work out to $8,340.

What's really the math logic for the lender to charge the LP $20 million, $40 million or even $1 million ?

@Beck DeYoung  you are facing a simple math problem here.

Upfront expenses and monthly payments must be considered when calculating the return on your investment.EXAMPLEI will provide details below, but here's the short version for those who hate to read or do math.

There are so many forum posts from investors who buy a random property thousands of miles away based on recommendations from people they don't know and unrealistic spreadsheet math, get crushed by capex, and give up. 

I would give them homework to complete in between the phone calls and if they completed the homework they could earn back half of their coaching fee, making the coaching program only $2500.

Doing your homework is key to making smart investment decisions.

A lot of property managers are just busy and can't answer you 24/7, so property owners, you still gotta do your homework. 

Good job on doing your homework and research. 

Hey Cameron,Sorry for the delay,  in math terms 6% is 1.5 times 4%.However, for tax purposes it is not that simple, for your primary residence you get a lot of tax breaks such as not paying for schools, and an exemption of the first x $'s etc.