The best I've found so far is 3.99% at a couple different credit unions: 1) Bethpage FCU but it is only for the first year 2) at American Heritage Credit Union but it is just for a 5 year amortization following a 3 year draw period. thanks, Rob

Doesn't look too bad, I have a property manager hopefully going to look at the numbers for me.Also, if you need your first deal and a place to live there were a couple of short sales in Heritage.

Congratulations, you are passing along your heritage and some day your family will be as appreciative as you are now.

The only way around that is to get other investors involved or find a local lender that you have a relationship with in the area.Jenna Deckard Commercial division at Heritage Trust might be able to help you.Send me an private message and I'll give you her Infornation.

I currently have a few savings/checkings account with 3 credit unions (navy federal, merck employee, and american heritage).

I've used CNC Insurance and Heritage Risk Advisors and recommend both. 

I think we have a Heritage connection as well.  

I will never cower before any master nor bend to any threat.It is my heritage to stand erect, proud and unafraid; to think and act for myself, enjoy the benefit of my creations and to face the world boldly and say, “This I have done.â€Thanks!!!

I lived in Sacramento, CA and was able to get Prime(4.5%) - 0.25% = 4.25% through Heritage CCU bank.Try also to get loan from your IRA, you can tap your own retirement money fieat and pay the interest to your own, then use HELOC.

Heritage Real Estate Services IncRose Property Management1st American Management Company, LLCRMC Property ManagementRent C.A.P.S.I also plan to interview them and do as much due diligence as I can, but thought I would start here.Thanks for any input!