@StephenKeighley thanks for the info I think I may have spoken with Braden Smith about that before I will reach back out with him to see when is the next NOREIA event when the virus crisis past thanks again.

Now, a lot of them have slowed down due to the corona virus stuff going on, but there are still good options out there.

on the flipside, I feel mortgage intrest rates will keep going down for next few months as well, so refinancing is what can be done meanwhile :)probably just to wait and watch until we get the medicine for this virus or overall numbers start getting better.

But because of the corona virus pandemic, the volatility of the the economy/markets, the mortgage/lender world being a little shaky, and the near future of the real estate market being so unknown, I'm a little wary if I should be looking heavily into acquiring a property during this time.

Great summary, @Anton IvanovTo add some clarifying comments regarding the rules allowing for up to $100k 401k/IRA penalty-free distributions and up to $100k 401k loans:1) You have to qualify (i.e. your health or financial circumstances has been impacted by the virus in one of the enumerated ways)2) Your plan has to allow for such distributions/loans (i.e. employers don't have to allow it)3) The loan must be taken by 9/23/20204) The distribution must be taken by 12/31/20205) For distributions, you can Waive withholding requirement (typically 20% when taken from employer plan)6) For distributions, you may avoid the taxes if you deposit the funds in an eligible retirement plan (which includes anIRA) within "3 years and a day" of the date of the COVID-19 distribution (note: compare to a 60-day rollover).

Are there lending insitutions still doing loans for multi-unit properties ($250,000 & above). Most banks seem to be at at a standstill with the coronavirus.

this is not a protected class, virus or no virus.

Squatters are criminals and not a protected class and the virus has nothing to do with anything. 

Use this virus deal to negotiate some discounts.

Then as the virus stuff ends, raise the rent a bit.