It is unlikely that we are ready to purchase our first property, or that we would be able to negotiate such a discount; however, I am doing exercises to ensure that I am familiarizing myself with the process.One thing about this duplex.

Best case scenario if the figure out a way to shave off a part of the deck.Worst case scenario the neighbor tells you off and at that point you should get some legal advice and exercise what ever right you do have.

She didn't like the fact that I wouldn't be the owner of the property and would get non-refundable option consideration money if the T/B doesn't exercise their option to buy.

Do you have the down payment shown or are you doing an exercise to get up to speed and learn?  

When purchasing via a lease option, do you get the seller to sign a option agreement and then record it, and not actually go through the closing process with a title company until you exercise your option years later?

They'll relocate them into several hives (this may be big enough to have more than one queen) and they may even use it as a training exercise for their newer members.If this is not accepted by either the homeowner or the local beekeeping club, then make an offer to buy the house and expand your circle of calling to beekeeping clubs until you find one that will do the job.  

Remember, this would only be exercised if they failed to do their part in the first place.And do this long enough I don't care what you have in place for screening methods (mine are extremely thorough btw) you will eventually get burned.

Not sure what's out there product wise but if you could find a lender private or otherwise willing to lend against your portfolio that might work as well.Otherwise it'll be an exercise to determine the investments with the greatest/least gain attached to them.  

Certain money mindsets are useful in different situations and periods in our lives.Let’s try a mini reflection exercise: Were your parents good with money?

I guarantee the exercise will bring clarity to what works for you as it relates to where and how to get started.