Confirm fireplace has been cared for as part of your quarterly inspection.

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Why are you looking to buy such a big house to rent, the numbers usually won't work unless you go nuts on the design.

While I haven't done new construction as an investor, I've been involved with them on the design and construction side. $15-$20,000 seems like a very small profit on a $500,000 house.

As for financing, the governments can plan and design, sell bonds against the proceeds to come from the sale of property for condos and apartments, and pay current owners  from that.

Most states allow you to hire your own adjustor to come up with your own damage amount and then argue with the insurance company about.The insurance company will want to see the signed lease, proof of funds the tenant paid and confirmation the utilities were on and preferably in the tenant's name.

Typically lenders do not allow this but if they do you would ahve to go through a full underwriting to confirm you qualify to make the payments.

ask them to confirm they understand your policies (no parties, no extra guests that aren't included in the reservation, etc.) before accepting their reservation request. 

This was a pre-existing structure so we went with the flow designing it. 

Living and working overseas can present unique challenges when it comes to securing financing, but there are definitely loan options designed for situations like yours.