As an investor you need to understand the assumptions behind the numbers, as well as terminology.  

I took a brief hiatus from BP as well, so sorry for the tardy reply.

I have a mentor i've been shadowing for about a year now as well.

There are lenders out there spending a ton on advertising with an army of correspondent's funneling them loans and many can very well be one and done borrowers because the loan servicing/construction admin is lousy. 

I ended up signing with them as well - 3 months in to the lease so far and it's going well.

(well you said "negligible".

And I copied that idea for the core of my portfolio (although I also invest in alot of passive deals as well, in the satellite portion for a core-satellite approach).

As well as utilizing them to market and sell your properties.

Thank you and be well-ShawnT Buyers aren't necessarily interest rate shopping they are shopping for affordable payments.

I intend to add a closet to the den and make it a 3 bedroom adding value as well as remodel the entire unit.