Be aware of any investment opportunities that don’t make all risks involved crystal clear.

As for credit cards, @Crystal Robens has a good idea.  

@Crystal Robens - do another house hack.

Since you're living with them, be crystal clear with expectations!  

Short answer yes, and will happen and can happen at any given time...I don't have a crystal ball, but we went from 100% occupied to 70% occupied with rents down at least 100.00 per unit. 

I have an embarrassingly large Google drive file of research on Little Rock and that was further crystallized by my visit there.

You must be crystal clear that she is required to adhere to her lease and that she has received her one and only warning.Sent this to her in writing and keep it in your tenant files.

Hey Shawn,Full disclosure-I don’t have a crystal ball!

If only I had a crystal ball ;) 

So if you expect that to continue, on a combined property value of $925k that would be $51k per year in appreciation gains, for an overall return of (0+51)/500 = 10.2% per year.That's not a bad return, but it is 100% dependent on the rate of appreciation, and my crystal ball is pretty fuzzy as to what that's going to look like in the next 5-10 years.