It is not my responsibility to minImize my profit, supplement someone’s rent, or in any other way be responsible to provide low income housing.   

If you want to start building equity before you move into it to house hack it at a later point, you might want to consider a turn-key that already has all the leases in place to help with qualifying supplemental income to purchase before moving into it.And later down the road when you are ready to move in, you can pull out the equity in a cash-out refi into an FHA loan and rate.By getting into an FHA after the initial investment N.O.O. loan and interest rate to a Primary Residence FHA  interest rate should be much more favorable.Message me when you are ready to talk.Does that make sense?

We are so incredibly new but ready to learn all we can to help supplement our income and eventually be able to live off the passive income and not worry about a thing. 

So we are ramping up to make our next purchase hopefully in the next 6 months.My goal is to at least supplement my retirement with rental properties, but would love to be able to someday get into investing full time and stop working for the man.

In order to buy down the initial rate for the temporary payment, a lump sum is paid and held in an account used to supplement the borrower's monthly payment.

Usually, you continue to pay the preferred return until you sell, unless you have "debt investors", in which case, you will pay a fixed interest rate for a set number of years, and at the end of the term, you owe them all of their capital (which you do through a refinance, supplemental loan, or sell.).Acquisition fees and asset management fees are also typical.

Eventually, find value-add deals (even if you might need to supplement with HML money) that you can rehab and place a tenant, then refinance, allowing you to recover all the money back, and repeat.

So I would supplement my income by flipping cars.

My real estate investments are a supplement.

Do you really like them that much that you are willing to supplement their rent?