Leakage in a major component makes it a chronic patient with an eventual terminal outcome.

The biggest worry here is if the medical situation was acute and now gone, or is it chronic and may hit them again.

Once you have an acute event that becomes a chronic illness it just keeps piling up.

But all of the 10+ landlords I know personally skimp on screening and they struggle chronically with tenants causing problems and not paying.

Accept that as the worst outcome, then go to work making sure that doesn't happen.Read the book "Stop Worrying and Start Living" if you deal with chronic worry or anxiety over decisions.

Now, I am disabled with a rare incurable chronic leukemia.

SFR multi is much heavier weighted towards "chronic" tenants.

My advice is to do what you feel is right and don't feel pressured by either the agent or some chronic Eeyores here on BP

Alcoholism grabbed hold and I was chronic late stage by 37.   

Roof leaks, sewer line leaks, normally good tenants getting chronically late on rent, trees falling down, fences blowing over, tenant dies in unit and isn't found until weeks later, tenant's foot "breaks through the bathtub???"