With average daily temperatures around 80°F and nighttime lows of approximately 55°F, the desert climate follows its characteristic pattern of warm days and cool evenings.

I try and look for property's with the same characteristics as my subject home by trying to look for property's with the same bedroom and bathroom count but I feel like it's hard to find good comps or enough comps to actually get a good evaluation If anyone does anything different I would love to hear your feed back. 

ADUs can change the characteristics of a neighborhood, and to what extent is TBD.

Our farm animals were left with no food in the dead of winter. 

@Courtney Olson - you listed a lot of different areas of North Alabama that all have different characteristics, so I'll throw in my two cents here on them.Huntsville - it is tough to find deals right now that work.

This is still a very tricky area for lenders as there are not many "industry-standard" tried and true rules - many DSCR Lenders and buyers of these loans are still wary of the SRO model - that being said, it is a lot easier and more flexible to underwrite on an acquisition if you are buying and the property could be utilized as a LTR / MTR or STR as that allows for a more tailored projection (as long as the property doesn't have unique or altered characteristics that would require it to be a SRO / MTR)

It's like expecting a wild animal to not act so wild.I know I didn't tell you what you wanted to hear but I at least wanted to respond and validate your concerns.  

MHP's are their own animal within the multifamily space. 

d) set mouse traps and check them often (not a set it and forget it option and dead animals can stink, hard to check traps in a crawlspace regularly no?)

I'm glad to hear you've had success, though I think tax liens and tax deeds are different animals.