We're based in Calgary, where there’s a lot of pre-construction happening, and we’re aiming to buy a pre-con property as our primary residence.As a first-time homebuyer, I’m weighing two options: 1.

Keep your focus on how many crappy properties you can buy each year, instead of buying fewer but better properties.

Quote from @Roger Paschal: Quote from @Quentin Hollis: I'm currently working on my first real estate deal and will be buying a property subject to the owners existing mortgage.

Quote from @Henry Clark: I old look at buying your lumber early.  

For a long term investor:Would it make sense if you could buy the home at a steep discount and then let the owner stay rent free for a specific period of time?

So if you make you buy box too tight, you will find very few deals that will fit your buy criteria. 

And it makes sense that you don't need so many baths, but I liked the thought of building it out like that because I think long-term, there is still value in it if someone wants to buy it and do full coliving or sober living would be ideal.I definitely don't regret having done it that way, but for someone starting out when money is tighter, it's not necessary.

Deciding to buy a duplex or SFH.  

It’s never as simple as it first appears, which is why we always advise our clients to let the math guide the choice.

Otherwise, get a HELOC to access the equity to buy a home in AZ.