@Brad Hammond , Never thought about going that route, probably because I've worked really hard on my credit for many years with absolutely no blemishes on my records and to go from that to having a default on my report, is cringing.

You can always find a blemish on applicants financials & reject

Hi - I have a couple for a property that has a slight blemish on their application.

I love wallpaper accent walls and have always wanted to do one in a property but I'm wondering if it will make future rental turnovers more expensive/challenging since we would probably have to replace the wallpaper if there was any blemish or damage.

He needed to buy a house so he cant afford to have his credit blemished.

And my intention is to alert the next landlord on those tenants.If you just want to report the debt on the ex-tenant's credit report, without having to invest much time/money into it, so that you can warn future landlords (and possibly get paid back yourself if the ex-tenant ever wants to have the blemish removed from their credit report), there are services you can use to do that. 

Scott,Some things come to mind:No seasoning.Borrower has blemishes on the credit report/low credit score.

The reason is the vacancy rate is so low that tenants with a blemish find it difficult to rent c class and above. 

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenants: Majority will have FICO scores of 680+.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenants: Majority will have FICO scores of 620+, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

The influx of money trickled into the school systems, which have long been a blemish for South Carolina in national rankings reports.