Because if the bank loan officer and a complicit and shady underwriter were actually able to approve a 5M dollar loan without a committee review, they would get fired after the borrower lost it when the project tanked because he has no experience handling such a project. 

Here are a few local resourcesOne ColumbusColumbus 2050 BlueprintColumbus Crane Watch- Interactive MapColumbus DevelopmentColumbus Downtown Development CorporationCity of Columbus Capital ProjectsColumbus NeighborhoodsOpportunity ZonesOpportunity Zone ProspectusTax AbatementMid-Ohio Regional Planning Committee

Whichever path they direct you down, ask them for guidance on the process - i.e. how to submit your request, the required paperwork and field work (e.g. survey and plot plan), how often and when the committee meets to hear such requests, etc.  

Hello, I am going to be the 2024 President of the Land of Sky association of Realtors, and the other agent in my firm, is the chair of the affordable housing committee.

They may be having a bad quarter or the regulatory environment is uncertain at call/option time and the committee will call your loan.I've paid off 2 with a 3rd ending a natural death in 2019.

@Neil Schoepp you should get with the local economic development committee in this market.

Let me know when you celebrate a payoff- freedom from high rates, risk, cumbersome regs, rules, committees, balloons, re-quals and BS!

Local neighborhood committees and groups are also in support of me developing and bringing in more growth to our lovely neighborhood here in Hartford.

Here is a sample letter: Dear_________:I strongly encourage you to assure that no restriction of seller financing is inserted in S3217 or in any bill created in conference committees.

With Ron Paul being the chairman of the monetary committee now hopefully there will be some traction on fixing the root of the problem.