Hey @Logan Barwick, I personally like option 1, but this depends on what your strategy is to grow your real estate portfolio.

Quote from @Sharon Bancroft: @Cameron MarmonI had this same situation and my tax accountant filed the change for me ( one time filling) and we now file it on our personal as a disregarded entity.

This is our boilerplate language:Insurance: Tenant should obtain a renters’ policy of insurance on their personal property.

It might because they don't want any random person just setup a property management software to make it look legit and using it to scam people (tenants)

With that being said, I personally know several people who've had tenants that stop paying their rent and try to hang around for as long as possible. 

BUT, let’s say for personal reasons you want to “stretch” for faster wealth accumulation.  

But I don't know your personal situation and all the financial details. 

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