I was just trying to give an over simplified example.

Need to simplify your analysis approach.  

I think the app is probably worth it and will have its place in simplifying those processes but the issue is anyone of any real quality won't need the app as they will already have more then they can handle in a winter in contracts. 

You should always be upfront with your sellers and let them know you work with other investors, and assigning the contract to them is just a  way to simplify the process. 

Simplify your business now.  

Russ McKelveyStep one - find out who the owner isstep two - find out how to contact the ownerStep three - negotiate a dealObviously I have greatly simplified the process.

If that is the jist of it, I would think a course would not be necessary - just the marketing know how and resources in the subprime lender arena.Am I over simplifying this?

@Mohit MadaanI agree with your math as a worst case scenario, and if you're talking about many places in CA, the current market would make me question investing locally (Although you didn't adjust the out of state calculation for worst case scenarios of bad management, or  bad tenants leading to zero or negative cash flow)The truth is I over simplified the appreciation calculations; I'm not really banking on overall market appreciation, but gentrification.

Obviously, this is way overly simplified; but I think there are still ways to force equity/appreciation in this market. 

Wow, he simplified and gave me the best ideas I have heard. after talking with him, I realized his a teacher and really listens to people.