I still draw a paycheck as I am using sick time that I have accrued over the many years.

I went to school for mechanical engineering/business and ended up taking some intro real estate classes that left me with curiosity in the space.

July should still be accruing late fees.Withholding Rent:  If the tenant is withholding rent because of the maintenance issues, make sure they are following your state Landlord-Tenant Laws. 

I agree with your points and should have added some additional detail in that although the loan would be amortized over 30 years, we would include a balloon payment (to give me the option to refi) and a pre-payment penalty (to give the seller assurance he'd continue to accrue interest for a guaranteed period of time).  

Does this lead to a tax credit, or would I just pay 0 in taxes on my rental income (lease starts in September so there are not many months to accrue rent in the first year).4.

Discover's payment site is reliable and clear, we preferred it even before we thought about the possibilities of travel milage reward programs and bonuses.So when we signed up for Discover Miles, and I don't know if this is still happening, Discover Miles gave us 1.5% miles back and doubled whatever miles we managed to accrue in our first year.

More of a curiosity question really.

It's worth sharing in case any of you also find yourself in forbearance and looking at how to get out unscathed (or at least if you care about your credit score and ability to refi/borrow money in the future, which I'm guessing if you're on BP you do).We were told early on that there would be options in terms of the back payments accruing during forbearance, both moving the missed payments to the end and/or structuring the loan. 

Out of curiosity, would think using a personal credit card would cause the same issue?

@Bryden Rosenburgh out of curiosity what city is this property in?