The other instance was in California and we were the tenant an oak tree fell on our car and our landlords homeowners insurance paid for the repairs.I would think a quick call to your agent could get you the answer without actually filing a claim at this point. 

I had a cluster of 6 or 7 pine trees and oak trees removed from my front yard a couple years ago.

If you want more risk try up closer to Towson near Belvedre Square, Ramblewood, Loch Raven, Idlewood, and Glen Oaks. 

Glen Oak). 

The kitchen currently is very plain: oak cabinets, laminate counters, no backslash.

I like the sample I got from floor and decor which was the mountain valley waterproof laminate 12mm but friends are suggesting using something like cashmere oak ridged core lvp with cork backing which is 6.5mm with a 22mm wear, again I have no experience with either so your opinion is appreciated. 

Houses were well made back then, custom, in fact, every board in the house was cut to fit and I'm not talking 2-4s, I'm talking walnut and oak 2x6s with hardwoods throughout of normal size.

I'm over in Post Oak while on reserve.

I'm in Baton Rouge and I'm guessing this unit is in Live Oak Circle Condominiums.

We don't stain our stock unfinished cabinets because I don't like the way the lower grade birch or oak take stain.For in stock (relatively) inexpensive pre-finished cabinets I like Lowes Diamond now Wintucket in cloud gray or Caspian in antique white.