This means that, once again, a attempt to use disparate impact evidence to establish that a lender engaged in a “pattern or practice” of intentional discrimination will not be tested in court.The amended complaint alleged that there was a “statistically signi4icant” disparity between the way the seller 4inancier charged Asian and non-­?

I have rented to divorcees and they all fitted this pattern, they were there for a year and then they moved on.

Over time you will begin to see patterns. 

I have sold over 30 million of 2-4 units and seen many patterns. 1brs in C class areas are awful you will have high turnover, vacancy, etc.

These loans do go on your credit report and so the next time you apply for one the underwriter will review your credit, if they see a pattern of short term loan payoffs they may not be excited about underwriting another loan. 

Run credit checks and look for a pattern of late payments and judgments from landlords.

I have just been trying to observe patterns of prices and how long properties are on the market at their given price points and there seems to be a pretty clear price range where properties sit for a long time, and where they go pending instantly.

A pattern of timely payments will show the lender that you’re a low-risk borrower.Source - https://www.bankrate.com/home-...

The migration patterns into SC seem very favorable, and given how many growing towns there are that still have SFRs below the national median I think SC will continue to track well, even through a recession. 

So I am in a holding pattern.