The heading at the top states "THE FOLLOWING STATEMENTS OF THE OWNER ARE BASED ON OWNER'S ACTUAL KNOWLEDGE"  and all questions are phrased as "Do  you know of...".I would think all questions would need to be answered.  

Let me phrase it differently...Hang in there. 

- I believe, 26 or 27 and I can't answer the 'financial independence' phrase question.

I'm guessing by the way you phrased your question that you don't have the actual money to buy the property.

I know what you mean about half human - Buddy understands words and phrases that astonish visitors to our house.

Those phrases and words you suggest are also going to tell lenders you're an investor.

Perhaps that phrase is throwing them off.

Memorize very short phrases, that's fine but mix it up with personal comments so it sounds as if you are discussing the subject and not reading a sales pitch.

Taking one of the phrases from this web site and googling it turfs thousands of results.

I think the phrase is "a fool and his money are easily parted".