This particular property was an example of a spec build that doesn't seem to be panning out, and for no observable reason.

Hey, I'm new to this forum, but have been observing the Pinnacle thread for a while.

My observations are that it takes a certain critical mass of experience to be good, but beyond that personal qualities (motivation/attitude, capacity and hunger to learn, honesty w/ yourself, etc) are a far better indicator of whether a person will be successful than experience.

An elderly electrician I met several years ago at a school project had noticed this over the years, and it was interesting hearing his insights from many decades of observation going back to before I was born.

yeah, garage is a big thing.... i thought i'd be ok, but i guess i messed up on this one.but i have somewhat positive news. my realtor showed the house a month ago to her clients. his fiance said "no, bad area". then a few weeks later the guy sees our ad, calls and says "the house looks amazing online, want to see it". upon further discussion it comes out that our realtor is also his realtor and she has been unable to find them houses for a budget of 1500.a week goes by and the couple with the realtor go back to the house to see it. a week goes by and she finally calls to tell us they want to get 2.5 yrs with an option to buy while he is repairing his credit.a little weird how they can't find any house to their liking throughout 3-4 suburbs. for the SE detroit crowd, the suburbs that they have looked are westland, plymouth, canton and livonia. my house is on the eastern edge of livonia.so anyway, we will see what happens... just wanted to update you. thanks for the great feedback/suggestions/observations.

But it needs about 5k in rehab based off my observations when I was doing my walk through.

It's probably the second most important variable in predicting how an account will perform, whether delinquent or current.We've learned this using statistical analysis on our data that is millions upon millions of observations large.

I'm the guy who observes you finding disparate impact in everything and makes sure your statements of fact and law which sometimes turn out to be opinions found in tabloid magazines don't go unchallenged.

- What's your experience been with Mindy Jensen's observation ...

I observe, I ask questions, and I am likely to catch them in the act or catch them in a lie.