The most important thing for every investor to get you through your first fix and flip deal or 100 th deal comes down to experience and credit.The higher the credit the better pricing terms are.Usually higher credit less down payment to bring to table.Lower the credit higher down payment to bring to the table.Experience is the icing on the cake and can overcome credit issues in most cases because the lender can see that you know ehat your doing.However if credit is to low or negative the pricing may still be a little higher relative to what a prime borrower will get with significant experience and credit.So all in all its a sliding scale credit plus experience is the golden ticket for prime pricing and the most leverage.If either of these are not ideal...No problem pricing changes where you may be charged higher interest relative to a prime borrower or have to bring money down or pay monthly interest.Its all relative to your deal and scenario and gameplan.

There are no golden egg pills, just hard work!

That is golden."

Skip,I read Rich Dad Poor Dad about four years ago so my memory may be a little off on this, but I can explain what he is saying.The golden rule of investing is passive income, in short, money you made without working or spending very little time working.

I've got 8 mortgages in my name plus 2 2nd mortgages so I see why they would show up as a lot of accounts with balances but still. 771 should be golden!

I know there isnt a ceo trying to rip me off with a golden parachute or a crook stealing like Kenneth Lay or Madoff.

"Dont mess with the golden goose" mindset. 

Tipanogos(11,700 ft)Flying over San Francisco, the Bay Bridge, and Golden Gate in a Cessna.Hiking Dades Gorge (Morroco)

Because of this, it is extremely important that we make adjustments to our investment and retirement portfolios to even come close to living the life of our dreams in our golden years.My goal with this blog post is to help you to see that you must expand your investment portfolios beyond stocks and bonds.

Contemplating setting up a local meet up with other investors / realtors / self managers  Dude, my parents used to stock their salsa in Tommy's out there in Duck!