I've been shopping around the past few days for lenders for rental properties and it seems like trying to pull teeth to get information out of these people.

It's because you don't know the laws that give your lease the teeth you desire.

This especially now as the topic of Airbnb is somewhat sensitive in Hawaii.Hope this helps, brahdah!

PM is a very sensitive issue, someone is always going to be angry at the PM company, either the tenant or the investor.

They won't give you the best terms and from my experience it's like pulling teeth trying to get a loan approved.I have no clue about getting a loan on multifamily/commercial as a foreigner but I would assume it would be an even bigger nightmare trying to get a larger loan approved.Most lenders here are all about a social security number and BS credit scores (Credit scores can be manipulated even if you're a broke A$$) lolMuch success mate

So, unfortunately, what many do instead is LIE THROUGH THEIR TEETH.

I like MF and commercial retail, and own some in NZ.We cant scale it up in NZ, as there are not many to buy which are more then 4 units, we don't have buildings of 10 units under one title, these are all independently owned. purpose-built multi units buildings with 10+ units are rare as hen's teeth. and the Auckland market which is where im investing has median house price of 850k. so 4ples cost over 1.5mil and the yields are very low. like California and NY etc. 

I do not know what the credit is now, at one time it was $50 or $100 - really inconsequential in the grand scheme of things, but it was something they offered and it would be like pulling teeth to get the credits applied.  

So the fear of God was put into them about credit inquiries, because you couldn't directly tell them that their credit addiction was stupid or that would have upset their sensitive feely feels.

However, this fascinating graphic explores how average returns over 20 years can be just as sensitive to entry conditions.