If you're born with a physical disability, a mental handicap, if you're born a minority, if you're born into poverty, etc, you are less likely to succeed than those who don't have these challenges.I'm not saying these people can't succeed (clearly they can), but it is much more difficult and much less likely.Just like if you and I were running a 50-yard dash against each other.

My preference would be to STOP all handouts except to those that are SERIOUSLY physically disabled.

Also, being disabled, and on a very fixed income, I cant justify 20% of my current monthly imcome on a "maybe".

I definitely would not let my other tenants know about anyone's "disability" which this falls under.

With a homestead exempted, military exempted, disability exempted, or government exempted property the time line is up to two years. 

If I was doing this in a rental, I would want the furnace disabled (if I paid for fuel), since the tenant could just decide to crank the furnace up.

She qualified for a 3% down mortgage with no PMI, bought a condo for about $180k is paying roughly $1,400/mo Tenant #2 (a 70 YO couple with credit score in low 600's and several foreclosures) with only disability and SS income and no savings.

Info on Annuitieshttp://www.investopedia.com/articles/retirement/05...In retirement planning, the three risks to life are covered with, - life insurance in case you die too soon, - disability income insurance in case you can't work and create income, and - annuities in case you outlive your income.In estate planning, many people are worried that if they give their children too much money and they will squander it quickly.

Employer Contributions: Employer contributions are subject to more stringent distribution rules and may be distributed upon the solo 401k participant’s severance from employment, death, or disability.

(I have a brain injury from Iraq and can't drive, so since it was going to be a month or 2 before my VA disability check came in, I needed something within walking distance from the VA, so I ended up here.)