Doctorate in Information Systems Masters in Information Systems BA in Computer ScienceI am a tenured Professor teaching Project Management and Enterprise Computing while balancing this growing RE business.

I see all the Guru infomercials and wouldn't buy anything new from them because I'm in enterprise technology sales and know that if it sounds to good to be true it usually is.

Two replies above are dead on, and got my vote.Now, once you become a "member of that credit bureau", you have to follow rules that they put into place.

The bureau then sends the contested item(s) to the creditor with a demand to prove the legitimacy of whats being reported within 30 days or have the item deleted altogether.

@DG HendersonWell the lease option model needs a component of mortgage and credit counseling by YOU and or Your Credit Counselling Company to be more successful in getting families mortgages than a small percentage of your rent to own tenant buyers.It is true that only a small percentage will buy if left to their own planning for a mortgage.See a credit improvement coach like Blair WarnerBuild the cost of that service into your program (my tenant buyers really want to own)It is a "one on one service" to get NEW marks on the bureau and to look seriously as to their DTI to get a FHA mortgage.See these articles.And getting an ADDITIONAL part time job for 10 hours a week to be a home owner is not out of the question. :)Craigslist Ad:ARE YOU WILLING TO DO WHAT IT TAKES TO BE A HOME OWNER?  

I didn't know this until I purchased my current home in 2003, but there's something like a credit bureau for houses.

Unfortunately, I don't think you are going to like my answer.Due to the implementation of the SAFE act, as well as the regulations of the Consumer Financial Protection Bureau, owner occupied hard money loans will only be available in very limited circumstances and by very few lenders.I have just returned from the American Association of Private Lenders convention.

Anytime you change a government massively towards free enterprise they're going to experience an economic boom.

Now the reason you do this all in one week is because when they all check your credit, you'll have multiple hits on your credit report, but to the credit bureau, they'll see it as you rate-shopping, and they will only ding you as if you've had your credit checked once or twice, not 4+ times or whatever it is.

Census and Bureau of Labor Statistics and their forecasts.