At Christmas I took my gift to my banker sat down and had coffee with the bank pres the head credit officer and my banker we chatted for 45 minutes that's what I call banking

For some reason every furnace goes out on Christmas and New Years. 

personally I believe it's prudent not to send mail within three days of thanksgiving, Christmas, New Years, Super Bowl Sunday, Mother's Day and the Fourth of July weekend.Direct mail like newspaper are a call to action media type whereas tv radio billboards and magazines are reinforcement.

Response can be varied, also right before christmas is a tough time to mail.

Merry Christmas everyone, and here's wishing you a Merry Christmas and a prosperous and Happy New Year!

They only used Invite style on my Birthday or at Christmas.

Merry Christmas to all!

Right now I am sending out Christmas cards to all my past clients..Adding a sticker at the back of the envelope saying "By the way I'm never too busy for you and your referrals" I bought a roll of 1000 that will last me for years..I do add a business card.This goes a long way

Now, the christmas packages have started arriving.

I think 200 is okay as long as it wasnt Christmas.