I think you might have to shop around, maybe the loans do not exist in your market or the market has considerably tightened.

I spoke to a few lenders (Chase, Icon, Just Mortgage), and they all confirmed that.Looks like they are tighten the regulation on the title seasoning even with Frannie Mae now.Any thoughts out there?

I used some L-brackets, tightened some drawer guides,  and filled cracks/holes with stain-able wood filler, then my wife stained the cabinets and added new pulls.  

I own property in SA and I receive unsolicited letters to purchase my sfrs, so market may be tightening faster than you think.

Like you mentioned...you didn't see Henry Ford tightening bolts.... 

If they didn't buy these loans, all loans would be some form of ARM or balloon.Another example is that closing a military base reduces population in the area, which reduces demand for housing.Overall, "paying off the debt" means a HUGH amount of belt tightening.

Some conventional lenders have tightened up their guidelines since Covid - especially if you don’t already have a solid relationship with any particular bank.

Lets hope Obama does not tighten the screws down on the banks and they do not loosen up.

postversion=2009022716 as saying tightening restrictions and changes to the program puts them at a disadvantage.

There is a lot in the pipeline for Worcester but nothing really affordable, seems to be straining all of the folks that have been around renting for years (or so that is what they say on r/Worcester)