Some investors buy in their name and transfer properties to an LLC later, though this may trigger due-on-sale clauses.

Just need to pull the trigger. 

That severely limited the number of lenders I could go to, so I ended up finding a loan product (that costs a premium, albeit) thru Velocity Capital Mortgage that allows fully-amortizing or IO payments (for first 10 years) which will help me build cash flow and accrue title seasoning while I find the right time to pull the trigger on a fully-amortizing DSCR product Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Also, put any repairs pointed out by the inspector into the following categories (by priority)1) Health & Safety - to avoid tenant injury and potential lawsuits2) Property Preservation - to stop further costlier damages3) Government Required - city inspection repairs & S84) Marketing Negative Impact - who'll rent a house with purple bedrooms?

Keep in mind, though, that transferring the deed could trigger the due-on-sale clause, so make sure to check with your lender first.Things to Consider: Financing Flexibility: For your first deals, keeping the properties in your personal name may make financing easier.

I’m really early into the research phase but would be prepared to “pull the trigger” over the winter (eg purchasing a property to setup the tents) but ran into a bit of a “wall”.I’m pretty close to Blue Ridge and love the area so have considered a STR there for a while.  

Let me address your concerns:The two late mortgage payments due to your husband's injury are understandable and not a deal-breaker for us.

I think it's a great way to enjoy the benefits of your investments without triggering a big tax bill.

Not looking so much for damage to the rentals, but to cover injuries should someone get hurt on the property.

Hey Paul, congrats on pulling the trigger on your first property.I'm also in CA (on the central coast) and invest out-of-state (Detroit).