The game plan would be to keep this structure for 1-2 years with future full sale.

With comps ranging from $875K-$1M and your estimated build cost at $550K, the after-completion value gives you a significant equity cushion, making this project highly attractive to lenders.If you plan to hold and rent the property, you could refinance into a DSCR loan after construction, which bases lending on rental income rather than personal income.

Present this plan and go from there.

It's not just about creating beautiful spaces; it's about making every square foot work hard for both the investor and the end-user.Optimizing Space UtilizationThink about how reconfiguring a floor plan can add value.

We don’t want to find ourselves as a Jack of all trades and a master of none.

Over the next couple of years, I don’t plan to use the property often, but I may stay there occasionally when it’s not occupied.

With property insurers’ profitability and trade combined ratios improving, we can expect some relief soon.

This may come into play as you near the end of life and need to think about estate planning.4. 

We plan to renovate it ourselves and turn it into a 1200sq ft 2/1 to STR.

I’m exploring the idea of buying a vacation home near Yosemite, which I also plan to list on Airbnb.