It has taken the last 6 months of the year to come to terms with an essentially game changing mindset: "Track the input and let the effort determine the outcomes"Initially I wanted reach a goal of $100,000 in a year wholesaling real estate.

Specifically:Licensed and Insured Contractors:Strong experience in fix-and-flip projects is preferred.Proven track record for meeting deadlines and staying within budget.Interested in building a long-term working relationship.Real Estate Agents:Knowledgeable about properties in Chattanooga and surrounding areas.Skilled in identifying high ROI opportunities for fix-and-flip projects.Open to partnering with an investor for repeat business.If you or someone you know is a great fit, please comment below or send me a direct message.

Will they institute the default rate over a technicality such as missing the completion date by a few months  or will they ignore the default rate because they see the reason for the delay wasn't entirely borrower's fault and borrower  has a plan of action to get the project on track?

Look at all the differences in both rate and terms but most important in my opinion is their track record in customer service and meeting deadlines and closing.

@Bryon Andrews was spot on in his advice too - do some Zillow and FB Marketplace surfing every few weeks to see what rents in the blocks near your property have been renting for recently, and track how those fluctuate over time for a few months.  

You could ask your attorney if there's a way to track your progress, or see if he can follow up the paperwork.

hank you for the thoughtful question—it’s a crucial one to address.

They’re often familiar with market-specific expenses and can help validate your estimates.Lastly, as you analyze more deals, keep track of actual expenses on your properties or properties you’ve researched.

What I am looking to do is refinance, or pull out equity so I can get back on track with my lender and continue searching for a buyer. 

Sounds like you are on the right track and at the right place here.