Of course they complained, and I said that I would replace with a gas hot water boiler and a seperate gas hot water heat, so they would stay. 

So choice is staying stock market and making 15%-20% or buying property and MAYBE breaking even. 

I am on fire to get going, and to stay on track with my plan I will have to buy minimum 1 property this year.  

For Airbnb, do i allow STR stays for the next three months and then block out the calendar beyond 3 months for MTR stays?  

If the best you qualify for is alternative financing when the purchasing loan matures you will  likely be treading water barely able to stay a float. 

To get those hours, maybe turn one or two into medium term rentals (you want the average stays to be over 7 days so they don't fall into STR status) which would give her more to do, particularly in the first year of furnishing them and getting everything set up.Alternatively, she maybe she could manage the properties but also get her RE license and try to sell a house or two a year - go to lots of open houses or run them for other agents?

Being nearby allows you to stay hands-on—you can see, touch, and fully immerse yourself in the process.There’s a lot to learn, not just about managing rentals but also about overseeing property management companies.Handling tenants and maintenance can feel overwhelming at times, but starting with a property close to home gives you the opportunity to gain valuable experience.

Are you looking to stay in the Jacksonville Market? 

Meet other investors in your area and stay in touch with them; you can ask them questions that might prevent problems.Best to you!

Short term rentals are legal when the host is living in the same apartment as the guests and there are no more than 2 guests staying with the host."