Just because their hourly rate is not as high as a US counterpart doesn't mean their work is lower quality or that they are incapable.  

Through my research, I have learned that dealing with some contractors can be tumultuous even for our male counterparts so I approach them after doing my due diligence and getting more than one quote for a major project.

While the white counterpart is approved. really? 

By the numbers, and many of my OH counterparts have discussed this with me, I would have to do any 3 properties in OH to match what I can do with 1 MN Twin Cities property.

Developing a skill and getting a good specialized education in college will assure you will make more than your less educated counterparts .

Agreed.The 401k, and it's nonprofit counterpart 403b and their non-employer based friend IRA, are excellent tools for a host of reasons.

I don't think that women are less likely to take risks, I do think that we are less likely to brag about them than our male counterparts. 

Plus you have to take into account the pay that your make that's not taxed, this has a huge advantage over your salaried civilian counterparts. 

Because wholesalers are conditioned to move and move fast, there is never a reason to lock up a deal for more than 30-45 days, unlike are professional counterparts that need up to 6 mos.

I think right now this is anyone's guess, but I'd wager that my $400,000 1500 sqft 1950s build duplex here in Denver doesn't need substantially more than it's counterpart in Ohio in the way of CapEx and Maintenance.