I don't take felonies, especially if they are for domestic abuse, violence, burglary, robbery, sexual offences etc. basically anything that might bring harm to my other tenants, my PM (wife), or anyone else.

The idea of delaying gratification is largely foreign to them.

You just have to make sure you're not discriminating against the protected classes (i.e. age, race, gender, sexual orientation, ESA, etc.)

Since I'm really big into fitness I've invested years into how I wanted to look and it took me years to get there and to have some gratification in that area allows me to easily put my head down and grind as I have in other areas.  

Certainly they won’t do more damage than your sub-renter is willing/able to cover.Talk to your insurance agent about coverage for people renting from your renter and serving alcohol to minors who maybe crash on their way home, or a person says they were sexually assaulted at your sub rental. 

FHA definition of  a family member is defined as follows, regardless of actual or perceived sexual orientation, gender identity, or legal marital status:• child, parent, or grandparent;o a child is defined as a son, stepson, daughter, or stepdaughter;o a parent or grandparent includes a step-parent/grandparent or fosterparent/grandparent;• spouse or domestic partner;• legally adopted son or daughter, including a child who is placed with the Borrower by anauthorized agency for legal adoption;• foster child;• brother, stepbrother;• sister, stepsister;• uncle;• aunt; or• son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law, or sister-in-lawof the BorrowerTwo that relative is equally obligated with you on that loan.

Look into the history of sexual assault victims trying to get assaulted databases setup.

I'd say for the person who is able to defer gratification, it could be worth it to go the investment route first and then get the primary after you have some more streams of income coming in.

Luckily in Philly, property taxes are so low that, depending on the zip code, you are usually paying <800/year in taxes so holding costs won't be a huge hit compared to the deep discount you would buy at for the delayed gratification. 

Unbenowst to me, her previous landlord who she had a private relationship with....I think it was sexual in nature from what she claims... evicted her the week she began moving into our place for a small dollar amount.