That's why I was curious if we were saying/asking the wrong things.You need to make sure that within the first sentence, they know that you're NOT asking about owner-occupier Loans [unless you DO want a HELOC].

Of course, no investment is completely risk free.I can agree with the last two sentences, but want to comment on the first. 

for instance I wont sell one of my new constructions if the buyer is using Rocket.. they are beyond redicules and furious all in the same sentence.. and wells can be a challenge as well

If someone gets to the point in a few sentences, they have a lot of grey matter.I'll stop typing now.

This route aligns with your last sentence in your post. 

This matters for my preceding sentence.

@Marian Smith- INCREDIBLY valuable advice in just your first sentence.

@Juan Carlos Castillo I would urge you to re-read your last sentence.

The last few words in my last sentence of last comment should hsve said, "at a time"

In your post you say that Trump assumed the loan when he bought the property but mention in your next sentence that the bank didn't know about it.This means that Trump bought the house "subject to" the existing deed of trust without the bank's permission.When a person "assumes" a loan, they are getting permission from the lender to step into the borrower's shoes to take over the loan.