Sorry but the LL royally screwed up and now is paying the piper for being a completely absent LL.

the owner has no rights to foreclose unless the owner did a wrap or a second behind the first that is being bought sub to.. but those are not what those trying to do sub to are gunning for.. the old owner gets screwed in this scenerio and has no foreclosure rights so not sure maybe you meant something else.

At some point both will stretch out, and underlying house price will grow wider almost too wide that taxes & insurance screw mom & pop REI again.

Since we don’t know what condition the house was in prior to her moving in, we only specified all the areas requiring cleaning and some large nails/screws in the walls, which she signed.

If you're not getting to that, then it's more of a LIRP (life insurance retirement plan), which has long term goals.There are a lot of companies that do well with "getting the money in" then screw up the end game with the loan provisions.If you want, I have a case study for using a policy for private lending to other people. 

No FDIC coverage at all if Relay screws up.

Yeah, I actually just did that on a very large deal that I had that I couldn’t take on, but I was screwed over and they ended up stealing the deal away from me and taking everything even though they said they were going to pay me for doing everything for them and finding it for them and all that.

Yeah, but you can hit a 2 iron "on the screws" (so I've heard).

Family is better because it's harder to get away with 'screwing family over'.  

Simply replace the first receptacle in the circuit with GFCI, ground to screw, and turn the breaker back on.