Although tends to be regional a lot more than passive investing.. there are still red hot markets in the US for new builds and some markets are very soft to declining..

Then, if you are able to narrow your search to a few specific areas in the Sacramento region, an analysis may be ran to compare past appreciation of those areas.

Property value will not always grow, depending on the region, local economy and population, they will continue to grow or start to fall.

You'll likely pay more later, due to the fact that a load of buyers may soon jump into the game when rates fall enough, as well as the fact that homes in our region appreciate at a pretty strong pace. 

Sometimes, local credit unions or smaller regional banks can offer more competitive rates, especially for strong profiles like yours.

I was in land and Timber in ORegon all through the 90s one of my favorite business's just got back from Target practicing up in the Tillamook forest today :)  Timber though is HIGHLY regional..

I would imagine results may vary based on your region.

It seems I am the first to post for this region.

I am one of the few that has made a living doing sub 75k loans we just do ALOT of them As for Development I have funded entitlement projects in Orlando  and Atlanta and currently doing 3 in Virginia just a few minutes East of Dulles these are high end REsi projects pre sold to Toll  and one to a large regional.

No, of course not - many red regions will outperform blue ones over the long-term.