That means the NOI has to be higher to have a DCR of 1.25 or better – its just basic math.

Do some math and figure out what’s at stake and you’ll realize it’s likely with that effort.

You do the math.

But I did the math and for me personally that was true, I'd pay off my mortgage 5 years early if I paid an additional $100 each month to principle. 

I would make it a math decision.

You'll have to do some creative math.1.

Or don't rent to them and then do the math. 

I hear people excited over $150-200 a month and think man am I doing the math wrong lol.

When I'm practicing underwriting, I'm finding a property that looks interesting, trying to find out median rates in the area and do some math to get to the NOI then divide by 6% and come up with some sort of value.

I've purchased 3 furnished STRs, and the math definitely would have been different having to furnish them from head to toe.