Regardless of the type of lender you work with, building a trusting relationship is crucial.

You develop relationships with a handle of people that are creating notes and you help them recapitalize, it is like a conveyor belt of deals coming to you.  

(I assume you won’t find a 1 hour a day type person.

From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  

Even if these relationships don't go anywhere, you'll get a lot from just having a couple of calls.Next I would try to find some local investment groups/communities and try to chat with as many investors as you can to get an idea how other's started out in your market.

I bet you were floored when the person ordered every package you had to offer!!

The seller purchased the property to do a favor for someone and the person died.

Or can you still run everything through your personal return (just want to make sure that I can deduct things such as HOA fees which I can do if it is a rental).2) If I do decide to run everything thru my personal tax return (save on LLC fees), should I at the least set up a separate bank account to track costs separately?

They might be willing to give different terms especially to a high net worth person that they can likely make money on cross selling.

Haven’t used it personally but a good friend of mine who self manages around 20 doors uses it and swears by it.