There are a few different avenues that my clients have been exploring, including getting unpermitted units actually permitted.

Duplex have different zoning that may permit additional units.

What I am trying to better understand is at what pointy that restaurant owner able to either delegate or reposition so he / she doesn’t have to the restaurant every day. do they need to obtain more restaurants or keep offering more to their current customers?

So far I am basing it on customer service.

You may could give them a license to use the land, provide a temporary or revocable easement or otherwise permit the use in some way.

My personal relationship with D32 and its owners have been demanded by the delays caused  to buyers.4, Updates, I have been providing updates at my own financial and cost and maintained all clients communications, phone calls and customer service.

I think he calls it "pre-development" & goes over subdividing, entitlements, permits, etc.  

NYC DOB considers a shelter a 'community facility with sleeping quarters' and may require a special permit for this use.Thanks Abel, You provided me with the right search terms to dig deeper. 

From simple rules like permits to outright bans so that is a huge risk IMHO.

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.