Calling all brokers, lenders, smart-people, economics-majors, battle-hardened landlords who've survived multiple housing cycles... what do you think ?? 

If the rot extends too far then you could use a wood hardener first to stabilize the rotted material before bondo'ing it. 

Nicely updated and upgraded with a full remodel done by the previous owner, Harden Homes LLC.

The common guideline is if the owner lives more than 75 miles away, they want a local 3rd party PM.This hasn't been enforced the last few years, but with the insurance market for rental properties getting tighter, the underwriting guidelines will continue to harden.

Hi @Keshaun Harden!

So for example I'm very conservative and don't want any debt on them because I feel this hardens them in case of a severe recession.

They’ve been hardening their market quite a bit as well as CIG.

In Rochester, watching newbies pay top dollar for properties on streets even hardened criminals avoided was like watching sheep going under the knife - so many completely unaware of what they were getting into and wholly impervious to good advice.

Quote from @Nathan Harden: Hey BP community!

We are a major market and have some needs that may diverge from homeowners in terms of getting the work done fast (to reduce vacancy and/or boost tenant satisfaction) and are often looking for more durable work (as opposed to dream home finishes) to harden rentals...Remember the average landlord with 5 rentals has 5 roofs, probably a half dozen or more toilets, 5 washers/dryers/stoves/hot water heaters, and thousands of feet of flooring walls (interior/exterior), dozens of windows, etc... like the homeowner many times over... tons of wear points and moving parts...