Yes, I do understand we can't predict the future.

@Jason Malabute: Thanks for you time and comments I appreciate it, this being my first year with rentals may have future questions, have great day

I am currently evaluating Batch Driven, and I will evaluate others in the near future.

But also with low debt or free and clear property that they can easily access any time in the future with a cash out refinance.

At that time, my friend encouraged me to get into real estate with the idea of creating passive income and wealth in future (via appreciation).

For future reference, what @Charles Carillo said is very good advice.

You’re in a win win situation no matter what however I guess you would also want to take in account any major cap x repairs that might be coming up soon in the future you might want to avoid paying. 

As a PM myself (in California) I take pride in my leasing contract and screening process because that removes so much headache in the future.

I will connect in the future to discuss further  Aaron- you're welcome!

Focus on areas with strong rental demand, like Broad Ripple, Fountain Square, or near universities like Butler and IUPUI.Maintenance Costs: Indiana weather can be tough on properties, so budget for seasonal maintenance like snow removal and HVAC servicing.Additional AdviceKeep an Emergency Fund: Unexpected repairs or vacancies can arise, so having 3-6 months of expenses saved will help you weather any surprises.Build a Reliable Team: I have lists of contractors, handymen, cleaners and property managers if you'd like me to send.Good luck with your property and future expansion!