@Izraul Hidashi I’m not claiming to know how the entire banking system works but I feel that I have a pretty good idea.

Perhaps you have coverage for the replacement value BUT the insurance company when calculating the replacement property uses modern building materials like drywall but your original house had plaster which is much more expensive.

We've got strong job growth (tech, healthcare, education), stable population growth, strong rental demand, and plenty of value-add opportunities in multifamily.

Bryson: The rental value is approximately $2550.

Even at a high cap rate you've got several million dollars of market value here, so I'm curious about your base numbers.

Outside of West Oakland, what areas would you say are likely to go up in value over time - what pockets/neighborhoods are you looking at?

Feel free to message me if you have any questions.  

Interested in learning more about the Sacramento market, feel free to DM me.Purchase Price: $882,250Rehab: $260,000Holding Costs: $60,000Appraised: $1,300,000Gross Rents: $6,800

I can't help but feel that some of the failed programs might offer even better opportunities than the successful ones. 

I’d love to hear more about your goals and how you’re planning to use your license to grow.Wishing you all the best on this journey—feel free to reach out if you ever want to connect or chat strategy!