One I know is based in LA as that's a huge market of course..

I adjust pricing based on demand, like raising rates during peak season or local events, and lowering them in slower months to stay competitive.

When the ROE is significantly smaller than my CoC return (based on initial investment) I know it's time to make a move to increase the velocity of the money.

Unlike Robert K and many on this site, I judge a property based on total return.  

I am based out of Westchester County, NY, looking to invest in multifamily properties.  

To maximize your investment, use financing options like FHA or conventional loans, analyze deals based on cash flow and cap rates, and network with local investors through REI meetups and BiggerPockets.Good luck!

Based on what my mortgage broker told me a couple of days ago, these rates are in the low 7%'s, whereas the secondary home loan is low 6's.

There are too many factors to consider to just provide base rates for what you're asking. 

You should consult a tax professional for an answer based on your unique situation, this is not tax advise just general information.

Based on the information provided, you can only claim a capital loss when you actually sell or dispose of your REIT investment, not when the REIT simply returns a portion of your principal.