I've only had one seller ever call me (used pictures, put a dollar bill in the letter, and used emotion in the letter) out of the maybe 500 or so total that I've sent.I'd greatly appreciate any insight that anyone may have on what has worked for them. 

I am not here to be a punk.I am here to show you that the reason so many of you fail is because you think like this.Stop acting like you don't have the capabilities to think analytically.You all think and advise others based on sheer randomness, emotion, and the way the wind blows.

Believe it or not, Ben Carson the great neurosurgeon was born in poverty and raised by a divorced mother who had emotional problems.

Motivation is an emotional state. 2 people subjected to the same environment will inherently act differently and thus proves it is not possible to target motivation.A motivated seller is not someone in foreclosure or is an absentee owner or is in tax trouble.A motivated seller is anyone willing to sell their house below market value no matter the reason.Everyone, please stop telling others to stay consistent.Let me tell you something, coming from a (NASA) scientist and engineer.When something does NOT work, you don't "do more" you don't stay consistent.

Your excessive use of ALL CAPS shows your overly emotional investment to a very low stakes situation.

I can see the advantages of completing your own legal work (familiarity with your business, more attention/time/care, and saving money) but also the disadvantages (spending too much of your time completing legal work, too close/emotionally connected to the business, and not being an expert with residential leases).  

"How do you cope emotionally with nasty tenants?"

One more tip – people remember stories that trigger their emotions.

I'd simply present the facts plainly without emotion to the owner and ask politely to be reimbursed.

@Tony Kim I think you`re just looking at the allocation of money strictly from a Return on  "investement" (being a poor investment), where as the point of a Life Insurance/Living Benifits policy. what your Paying for is in case the individual becomes incapacitated/ has an Illness or Dies, there is a large sum of money that the family receives (and would not otherwise have) to help pay for expenses associated with the unfortunate event, and being able to carry on with life with less of a financial burden compounded with the emotional burden . being able to have retirement money liquid is icing on the cake.