Also, I am so grateful for the Bigger Pockets podcasts and tools/resources because a lot of what I've learned or clarified has been from listening to you all.Thank you for your time, and I look forward to learning from or working with you all!

If it's on your credit, you are on the hook for it.However, it shouldn't effect the loan process too much, a simple Letter Of Explanation should be able to get the job done with the correct investor. 

With your background in computer science, math, and finance, you’re bringing some valuable tools to the table.

As one might expect, there is a real tool here but it's more for niche problems than for widespread use.

Using LVP was a smart choice—it holds up well when wet and is cost-effective to replace.

But from what I have seen it has a lot of useful accounting tools that should make my life significantly easier, and ultimately that's what my intent is.

You can use a tool like AirDNA to get estimates of property performance in your specific market and with your typical size and configuration of home.

I think its useful income tool, but not significant.

Looking into my crystal ball - which I still keep in my closet from my previous life on Capitol Hill - neither of these risks have a realistic path to a meaningful economic effect.

My interests lie in all areas of real estate, and I am eager to explore potential opportunities and gain insights into effective strategies.