If you want the best coverage in case something happens, call an independent agent and tell them you want a policy with Chubb...then be prepared to write a big fat check for that premium.As Dave Ramsey used to say, drive into any major city in the US and look at the names on the largest buildings downtown...usually either an insurance company or a bank, or both.

We are in a good area that is 10 minutes from downtown so I feel confident if can get one of them. 

C) property needs to have signs of city improvements and be close to a popular area or near the downtown area in that city or town. 

Do you think it's a better buy, buying close to downtown St.

This area often commands premium rental rates.Miami Downtown: The epicenter of Miami's business and cultural scenes.

Reminds me of Austin a bit with all the live music, breweries, art shows, restaurants, downtown area (of course beach area too), amazing new Pier, etc.  

Let’s start with a few notable facts:26% of all renters in Worcester and 17% of residents citywide don’t own or have access to a private automobile.In downtown Worcester, 41% of renters and 38% of all residents don't have access to a private vehicle.Buses in Worcester became fare-free in 2020 and are currently slated to remain that way through June 2025.It's challenging to charge an electric car if you live on the third floor of a triple-decker and don’t have access to a driveway.Do people choose not to have cars?

Most of the time near downtowns and huge demands areas what you get is a fast appreciation rather than good cash flow. 

Purchase price: $85,000 Cash invested: $150,000 Contributors: Hannah Holland BRRRR in a small pocket of SFHs that is surrounded by commercial near downtown, therefore our lot is zoned commercial, not ideal for pulling out as much cash as possible, BUT due to Weatherford STR regulations, I am now eligible to STR this "commercial" property.

How do you feel about the area just south of downtown Saint Pete now that the Tropicana project has been approved?