Keeping rates high could destroy capital intensive activities and businesses.

My experience with the FBI  has been for mortgage fraud  Borrowers of mine committing mortgage fraud not with my company but other companies and a big one that was doing sub too deals and ripping rents and never paying on the underlying s they stole millions and 100s of loans went into default causing massive bank loss's and the original sellers getting their credit destroyed..

Biggest risk of seller finance is if the buyer finds bad tenants who don't pay rent and destroy the property, now the buyer can't afford the payments and gives back a distressed building, now the seller has to spend money to fix it up, which could cost more than the down payment he got from the buyer.

In other words, they effectively destroy their LLC because any good lawyer could have it thrown out in court.If you have significant assets that you need to protect, know how to maintain the LLC properly, and are willing to maintain it properly, then it makes sense to me to find an attorney to work with. 

They also destroy the property; possibly even steal the copper.

I've gone through eviction court proceedings, ran thousands of background/credit checks for application, made numerous leases, dealt with repairs and whole house renovations when a few tenants nearly destroyed properties, and worked with property management companies on the HOA units. 

Someone in foreclosure rather destroy the cabinets, pour concrete down the drain, rather destroy their OWN loved house than sell to you AT MARKET VALUE, let alone at a discount.Again, the standard average out there is that you need to send 3000 mailers, calls or texts to get 2 contracts signed IF LUCKY.

Drill a hole directly above the slot for the key and you destroy the locks integrity. 

Most of the owners we purchased from had a recent horrible experience with a tenant destroying thier property and didn't have funds or expertice to repair and rerent.

This gives the tenants another (4) months of rent free living while they continue to destroy the property and there is nothing we can do except wait.